Why to buy during the winter season


There are a lot of things going on during the year-end festivities. Would you want to buy a house as well?

If you aren’t terribly picky, the answer might be yes.

Sellers usually avoid the end of the year because the mix of weather, shorter days and busy schedules make it tough for buyers to find time to get to their home.

Plus, they might want to decorate it for the holidays, not keep it unpersonalized.

But those who do choose to sell at year-end are often under pressure and highly motivated to cut a deal.

And that’s why the year-end might be a smart time to buy: Determined house-hunters can take advantage of sellers’ urgency.

There can be pros for buying a home.


With less buyers competing to buy, sellers might lower prices or concessions. Sellers might be willing to negoatia

Less competition from other buyers during the holiday season might mean you’ll be able to negotiate a favorable price for a home you want to purchase.

Still, with fewer homes from which to choose, you might have to lower expectations. If you download the Keller Williams Realty app, you will have the market at your finger tips.

Offer accepted

With less buyers, there are less offers coming through so sellers might be more willing to look at your offer or accept it and negotiate.

Better interest rates on mortgages

The drop in demand to buy a home at holiday season means that lenders experience less requests for mortgage money at this time. This can mean a more favorable mortgage for buyers — a great reason why it’s the best time to buy a house. Interest rates drop every December through January on a cyclical basis.
A lender can offer you a low interest rate or even cancel some fees to secure your patronage. Do your homework and shop around (don’t forget to include the many online options) in order to get the best rate.
Loan officers advise that it’s best to get prequalified with a mortgage broker or lender early because loan closing turnaround times can range from 30 to 60 days.

Quick closing

With less home closings, schedules are open and everyone from home inspectors to appraisers to banks have more room to get buyers in early.

Enjoy the summer vacation

With the house already found and bought, when spring rolls around, buyers can sit back and relax.


The biggest downside is the limited supply of for-sale homes, which occurs mainly because sellers are so uninterested.

If you can’t find a home you like, you might be able to tap into homes that aren’t on the market. Your agent can make calls for you to find the homes that are on the fence.

Don’t worry about the snow either. Snow can cover defects that will only be found once the ink has dried and the ice has thawed. How to fix that is to ask for pictures of the house during the warmer months. A home inspection will also relieve some of the risk.

The most important thing to ask is your real estate agent what their availability is so you aren’t surprised.

If you are interested in buying a home during the holiday season, don’t hesitate! Contact us and we will help you!

La Crosse Fine Homes Group, LLC., of Keller Williams Realty

By lacrossefinehomesgroup Posted in Buyers

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